The Budgetrite Workbook

The goal behind the BudgetRite method is that you will have enough money in your budget bank account to pay every budgeted bill when its due. The BudgetRite Workbook explains the process of identifying, prorating, and budgeting for your consistent, predictable bills. In addition, the workbook contains worksheets to simplify your budget plan and ensure that you can easily monitor and make updates to your budget when needed. When you budget for a bill you make a plan to set aside money from your paychecks to pay future, predictable bills when they are due. The BudgetRite Workbook isn't about consuming bookwork and keeping endless ledgers. Instead, the BudgetRite method lets you gradually save money from multiple paychecks by prorating the amounts of your budgeted bills. This proven budgeting method can allow you to steadily set aside money for regular, predictable bills. With BudgetRite your money waits in a separate budget bank account where it accumulates until the budgeted bills are due and paid. That budget bank account is only used to pay budgeted bills - each dollar is reserved for a specific bill. Without a good plan you may be able to quickly pull together all of the money at one time when a bill is due, but BudgetRite helps you stop the cycle of panicked bill paying. You can reduce the financial stress associated with your bills that are predictable - meaning they have the same amounts due at regular intervals (always once each month, every 3 months, every 6 months, or once each year). You can start budgeting for one bill or many bills and you can gradually add consistent, predictable bills into your budget plan. The BudgetRite method is easily customized to lessen the anxiety associated with paying predictable bills and is a useful tool for anyone who would like to better understand how a good budget works. The BudgetRite method assumes that you: receive regular paychecks (weekly, every 2 weeks or monthly), and open and maintain a separate bank account that you will use to set aside money to pay your budgeted bills, and customize your budget to your own bills, and monitor and update your budget regularly. No computer required.